📌 What is Skill?

Skill is the ability to perform a task correctly, quickly, and effectively. It is usually gained through knowledge, experience, and practice.

✅ Ways to Improve Family Members' Skills

• Education and knowledge: Provide quality education, training, and opportunities to learn new technologies.
• Task distribution: Assign small responsibilities to each family member.
• Practice: Gain experience by engaging in real-life tasks.
• Communication: Encourage open discussion, sharing opinions, and active listening.
• Use of technology: Train in computers, mobile apps, and online banking.
• Learning and information: Reading books, newspapers, and online resources.
• Positive environment: Motivate and support each other in the learning process.

📊 Family Skill Development Plan (Example Table)

Area	Action	Expected Skill
Education	Online courses, hiring a tutor	Subject knowledge improvement
Business	Assigning small business tasks	Management and responsibility
Technology	Computer and mobile training	Digital literacy
Financial knowledge	Maintaining a savings log	Finance management
Communication	Family discussion sessions	Leadership and teamwork

⚠️ Risk Assessment

Lack of Skill	Potential Risk	Solution
Education & Knowledge	Poor decisions, business losses	Regular training and reading
Management Skills	Disorganization, slower progress	Task distribution and accountability
Technology Knowledge	Falling behind in digital competition	Learning computer and internet use
Financial Skills	Overspending, risk of debt	Budgeting and saving habits
Communication Skills	Family conflicts, business disputes	Open discussions and teamwork